Sometimes the "wrong" financial decision is the right one

Sometimes the 'wrong' financial decision is the right one.

The decision that looks suboptimal on a spreadsheet can be the one that lets you sleep at night.

A large part of my job is getting to know people well enough to help them make the right decision for them.

I'm reading Morgan Housel's The Art of Spending Money, and this line captures the concept well:

"Good advice is never as simple as 'Live for today' or 'Save for the future.' The only good advice is: minimize future regret."

For me, my mind immediately went back to starting PPW.

If I hadn't taken the leap, I know it would've eaten at me for the rest of my life. 

The short-term uncertainty, stress, and emotional cost were worth it to avoid long-term regret.

Money decisions aren't about perfection.

They're about pairing sound financial advice with the choice you'll be most at peace with when you look back.