FAQ
FREQUENTLY ASKED QUESTIONS
Unequivocally, yes. We believe there is no other way to provide financial and investment advice other than by always putting our clients’ best interests first.
We partner with the leading custodian in the industry: Charles Schwab. You’ll have the ability to access your accounts 24/7 with Schwab’s technology leading website and online tools.
Sleep well knowing your assets are protected against losses due to unauthorized activity. Please see the links below detailing how Schwab protects your assets along with their Security Guarantee. As an extra layer of protection, PPW also has its own Cyber insurance.
We love helping people achieve their financial goals and welcome the opportunity to connect with new individuals and families to see if we are a good fit. If we’re not a match or timing is not right, we will help set you on the right path.
Typically, our clients have at least $1 million of investable assets or are on a trajectory to get there soon after coming on board.
Our fees are based on the industry standard percentage of assets under management (AUM) model. Fees are billed quarterly (.25% each quarter), debited directly from your accounts and will vary depending on the relationship size and complexity of your situation.
We've intentionally kept our fee structure simple, transparent and and cost effective:
All-inclusive Fee: One transparent fee covers everything, financial planning and investment management. No added charges for separate services.
Cost Mitigation: We rarely use mutual funds with duplicative fees, instead favoring individual stocks, bonds and low-cost ETFs.
3rd Party Managers: Any fees for 3rd party asset managers are absorbed by PPW and not passed on to you.
Alternatives: Alternative investments (private real estate, private equity, infrastructure, private credit, venture capital) come with their own fee structures and is the one area where additional expenses could arise if implemented. We believe the fees are worth it and when used, all performance figures presented will be net of fees.
That means your management fee is very close to your true all-in cost, unlike many firms that rely on mutual funds or pass on third-party managers fees for added layers of cost.
Below is a general guideline for fees:
AUM | Fee |
Under $1,000,000 | 1.25% |
$1,000,000 - $4,000,000 | 1.00% |
$4,000,000 - $8,000,000 | 0.85% |
$8,000,000 - $15,000,000 | 0.75% |
$15,000,000+ | 0.65% |
*Fees are not tiered. Breakpoints above apply to the entire relationship.
For a select number of business owner and real estate clients, we also offer a retainer fee arrangement to support pre-transaction and estate planning ahead of liquidity events.
We are 100% fee-only.
That means our compensation comes solely through a transparent management fee. We do not receive commissions, kickbacks or incentives for recommending any investment products, insurance, or third party services—ensuring our advice is always objective and aligned with your best interest.
We have a three step on-boarding process:
Step 1: Introductory Call An initial conversation to get to know each other, understand your goals, and see if there’s a potential fit.
Step 2: Information Gathering We collect key financial details—such as income, assets and liabilities, retirement and investment accounts, insurance coverage, and recent tax returns. Some of this may be covered in the first call, and the rest can be shared securely via email or in a follow-up conversation.
Step 3: Preserve Personal Assessment Delivery Within 2-3 weeks of receiving your information, we’ll deliver your Preserve Personal Assessment. This meeting (typically held over Zoom or in person) walks through your current financial picture, highlights priorities or opportunities, and outlines next steps.
During the onboarding phase, we’ll meet more frequently to gather information, build your plan, and get everything implemented.
Once your plan is in place and accounts are invested, we’ll transition to a regular meeting cadence that fits your needs—typically two to three times per year.
And of course, we’re available year-round for quick calls or emails anytime something important comes up.
A boutique firm means direct access to your advisor, personalized service, and advice free from corporate sales quotas, product agendas, or managing to the least common denominator.
Because we’re intentionally small, we can focus deeply on the types of clients we know best—business owners, real estate entrepreneurs, and high-income families with complex financial lives. This focus allows us to deliver truly customized planning and investment strategies, not one-size-fits-all solutions pulled from a corporate playbook.
Additionally, we partner with some of the largest institutional financial firms in the industry to provide world-class investment platforms, technology, and custodial services. You get the scale and resources of the big firms without sacrificing the personal attention of a boutique.
Our founders have worked at large institutions and learned firsthand that bigger doesn’t always mean better. At PPW, you work directly with experienced professionals who know your full story, and stay personally involved every step of the way.
The founders of Preserve Private Wealth and Split Creek Capital maintain a close professional partnership, though the two firms operate independently for legal and compliance purposes.
Our teams originally worked together for several years at a predecessor firm before launching our respective businesses.
Today, we continue to collaborate where appropriate, drawing on Split Creek Capital’s deep expertise in investment research & strategy, equity management, and alternative manager due diligence.
Depending on your needs and level of complexity, Split Creek may play a behind-the-scenes role in supporting your portfolio, or you may work with them directly on select strategies.
